Looking for experienced, friendly mortgage brokers in Dunfermline? At Empire Mortgages, we provide professional, whole-of-market mortgage advice tailored to your personal circumstances. With over 60 years of combined industry experience, our expert advisers are committed to helping you secure the right mortgage with clarity and confidence.
Whether you’re buying your first home, moving house, remortgaging, or investing in property, we’re here to make the process smooth, straightforward, and stress-free.
Empire Mortgages is proud to support clients across Dunfermline and the wider Fife area with honest, reliable mortgage advice. Our approach is simple: we take the time to understand your situation, explain your options clearly, and recommend solutions that genuinely suit your needs.
As whole-of-market mortgage brokers, we search across a wide range of lenders rather than being tied to one bank. This gives you access to competitive rates and products that may not always be available directly.
We offer flexible appointments in person, by phone, or via video call, making it easy to access professional mortgage advice in a way that fits around your schedule.
Recommend a friend who is new to Empire Mortgages and if they then take out their mortgage with us, you’ll each receive £50 worth of vouchers.
At Empire Mortgages, we provide expert, whole-of-market mortgage advice tailored to your personal circumstances and long-term goals. Whether you are stepping onto the property ladder or expanding your portfolio, we guide you through the process clearly and confidently.
Securing a mortgage is only part of protecting your home and financial future. At Empire Mortgages, we also provide expert advice on protection and insurance policies designed to safeguard you and your family if the unexpected happens.
Click HERE if you have any initial questions. No pressure, find out what your options are and what your monthly costs are likely to be. No jargon either – we promise!
After taking some details we can run through options and progress to a decision in principle from a lender (typically with no hard footprint on your credit file).
Once you are ready get in touch and we can complete the full application from start to finish providing you with support every step of the way. Relax and leave it to us.
Choosing the right mortgage broker can make a significant difference to your experience. At Empire Mortgages, our advisers bring over six decades of combined experience to every case we handle.
We pride ourselves on clear communication, personalised advice, and dependable service from start to finish. Your circumstances, goals, and long-term plans are always at the centre of our recommendations.
With whole-of-market access, we search the wider lending market to find options that suit you. Our focus is not just on securing a mortgage, but on ensuring it remains suitable and sustainable for the future.
Our local knowledge of Dunfermline and the Fife property market allows us to provide practical, relevant advice that reflects real-world conditions.
Our clients trust Empire Mortgages for clear advice, professional service, and consistent support throughout their mortgage journey.
We are proud of the feedback we receive, which often highlights our approachable manner, responsiveness, and ability to simplify complex processes. Helping clients achieve their homeownership goals is at the heart of everything we do.
Posted on Daria BogatuTrustindex verifies that the original source of the review is Google. I’ve been working with Nathan for the past six years, and I couldn’t be more satisfied with the level of service and professionalism he provides. From our very first mortgage to subsequent renewals and life or house insurances Nathan has consistently gone above and beyond to ensure we get the best possible rates and terms. What stands out most is Nathan’s attention to detail, clear communication and genuine care for his clients. He takes the time to explain every option thoroughly, making what could be a stressful process feel straightforward and transparent. Over the years Nathan has proven to be reliable, knowledgeable and always available to answer any questions, no matter how small. I truly value our long term collaboration and wouldn’t hesitate to recommend Nathan to anyone looking for a trustworthy and experienced mortgage professional.Posted on Beniamin NistorTrustindex verifies that the original source of the review is Google. I'm pleased to say that we've been working with the best. Thanks very much for helping us to make our dream come true.Posted on SamTrustindex verifies that the original source of the review is Google. Nathan helped me with my mortgage application for my first property making it a smooth process. Very helpful and informative employee at Empire Mortgages, would recommend him and Empire Mortgages to anyone.Posted on Ben WheelerTrustindex verifies that the original source of the review is Google. Absolutely fantastic service from Craig at Empire Mortgages highly recommended to anyone, fantastic experience from start to finish was always just a phone call away thank you again 😀Posted on Emma DalzielTrustindex verifies that the original source of the review is Google. Excellent experience with the company. Talked us through every step of the way and was always only at the other end of the phone. Couldn’t recommend enough!! Thanks againPosted on DC (DC)Trustindex verifies that the original source of the review is Google. Emma has been absolutely fantastic throughout the whole remortgage process. She explained everything clearly, kept me updated at every stage, and was always quick to respond whenever I had questions. She went above and beyond to make sure everything was handled properly, and I wouldn’t hesitate to recommend her to anyone looking for a professional and reliable mortgage broker.Posted on Davie & Martin's RailwayTrustindex verifies that the original source of the review is Google. Scott at Empire Mortgages was truly fantastic at getting me the best deal possible. He listened to all my needs and delivered an excellent product. A true 5 star performance.Posted on Lisa DuffTrustindex verifies that the original source of the review is Google. Scott was incredibly helpful throughout our mortgage process. He provided clear advice, answered all our questions, and guided us toward making the best decisions for our situation. We really appreciated his patience and support, and we would absolutely recommend him to others.Posted on Jane LockeTrustindex verifies that the original source of the review is Google. Nathan helped me with my mortgage 8 years ago when buying my first house, so when the time came to move on to a new property I could think of no one better to help me! Nathan is extremely friendly, down to earth and always available to help with anything property related or just general advice when I am clueless!! He will always strive to get you the absolute best mortgage rates - wouldn't go anywhere else! Thank youPosted on Benjamin Kessack-MorrisonTrustindex verifies that the original source of the review is Google. Scott at Empire Mortgages Ltd. was recommended to me by a family member. Being a first time buyer, it was difficult to understand all of the jargon and details that come with buying a house, especially obtaining a mortgage. Scott made this process easy to understand and was there every step of the way, just a quick message or email away, to answer big and small questions and provide vital information. I was able to obtain my mortgage and associated insurances through Scott with no stress and would highly recommend Empire Mortgages Ltd. to anyone, especially first time buyers.
In addition to residential mortgage advice, we are proud to work alongside our sister company, Empire Commercial Lending Ltd, which specialises in commercial finance and property funding solutions.
Empire Commercial provides expert advice for business owners, landlords, and property investors seeking commercial mortgages, development finance, bridging loans, and other specialist funding options. Their team understands the complexities of commercial lending and works closely with clients to structure finance that supports long-term business growth.
By partnering with Empire Commercial, we can ensure clients receive the right expertise whether they require residential mortgage advice or more complex commercial finance solutions. This allows us to offer a complete, joined-up service across both residential and commercial property finance.
If your enquiry relates to commercial property or business funding, you can visit Empire Commercial Lending Ltd.
As established mortgage brokers in Dunfermline, we support clients throughout Fife, including Kirkcaldy, Glenrothes, Cupar, St Andrews, Leven, and surrounding areas. Our understanding of the local housing market, combined with access to national lenders, ensures our advice is both locally informed and competitively positioned. Whether you are buying in Dunfermline itself or elsewhere in Fife, we provide clear guidance tailored to your location and circumstances.
The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
Empire Mortgages Ltd is an Appointed Representative of PRIMIS Mortgage Network, a trading name of TenetLime Ltd. TenetLime Ltd is authorised and regulated by the Financial Conduct Authority. Tenet Lime Ltd is entered on the Financial Services Register (www.fca.org.uk/register) under reference 150643.
Empire Mortgages Ltd may charge a fee for mortgage advice. The amount of the fee will depend on your circumstances and will be discussed and agreed with you at the earliest opportunity. Our typical fee is £295 payable on receipt of a full mortgage offer.
Registered in Scotland under reference SC545434
Registered office address: Unit 9, Flexspace, Pitreavie Business Park, Dunfermline, KY11 8UU
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
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