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Looking for experienced, friendly mortgage brokers in Dunfermline? At Empire Mortgages, we provide professional, whole-of-market mortgage advice tailored to your personal circumstances. With over 60 years of combined industry experience, our expert advisers are committed to helping you secure the right mortgage with clarity and confidence.
Whether you’re buying your first home, moving house, remortgaging, or investing in property, we’re here to make the process smooth, straightforward, and stress-free.
Empire Mortgages is proud to support clients across Dunfermline and the wider Fife area with honest, reliable mortgage advice. Our approach is simple: we take the time to understand your situation, explain your options clearly, and recommend solutions that genuinely suit your needs.
As whole-of-market mortgage brokers, we search across a wide range of lenders rather than being tied to one bank. This gives you access to competitive rates and products that may not always be available directly.
We offer flexible appointments in person, by phone, or via video call, making it easy to access professional mortgage advice in a way that fits around your schedule.
Posted on Google Paul SandersonTrustindex verifies that the original source of the review is Google. Scott made the process of getting me a mortgage a smooth process, which enabled me to focus on my day to day life. Nice guy!!Posted on Google Lauren BlackTrustindex verifies that the original source of the review is Google. The best group of people, that go above and beyond with service. Wouldn't use anyone else. Highly recommend!Posted on Google Linda HanningTrustindex verifies that the original source of the review is Google. Emma King was great to work with throughout the end to end process. Excellent Customer Service, approachable, knowledgeable and kept me informed throughout. Emma found the best product for my requirements. Massive thank you to Emma and her Team at Empire Mortgages Ltd, would definitely recommend.Posted on Google Jess WoodTrustindex verifies that the original source of the review is Google. Craig set up my mortgage 2 years ago and has been nothing less than amazing supporting me since! arranging the remortgage had some bumps in the road but it was water of a ducks’ back with Craig- nothing was ever too much of a hassle and he was always so supportive and clear in all explanations. could not recommend him and Empire Mortgages enough!Posted on Google Cara GervaiseTrustindex verifies that the original source of the review is Google. Scott is an absolutely fantastic mortgage advisor, helped me through the whole process and answered all my questions. Would recommend Empire Mortgages to anyone.Posted on Google lindsay odonnellTrustindex verifies that the original source of the review is Google. I have used Nathan for over 4 years now to secure the best mortgage deals. He has been fantasic to deal with, any questions I have asked or changes I wish to be made have been done promptly. Nothing is any hassle for Nathan, communication is excellent, prompt and always clear on advice. 100% would recommened using Empire mortgages for any mortgage/insurance requirements.Posted on Google jack wilsonTrustindex verifies that the original source of the review is Google. We have been working with Scott for around 2 years. We originally went to Scott to see what was possible for us due to bad credit in the past. We literally would not go anywhere else now. Scott is not only very knowledgeable at his job but his office is completely judgment free. Never did we feel less than or rushed out because of this- instead he was informative and kind in such a vulnerable time. Fast forward to now we have our bought house with a lower payment than private rent which we done all with Scott. He keeps you updated through the full process and is always available for any question (in which we had lots) 5/5 service and we got exactly what we wanted. See you in a few years and thank you again.Posted on Google emma hilderTrustindex verifies that the original source of the review is Google. Nathan was an absolute legend in helping us set up our insurances for our new mortgage. He was incredibly thorough and clear with all our options, and gave us great insight to be able to make the right choices. He provided outstanding and personal service from start to finish- can’t recommend highly enough. Thankyou Nathan! Emma and MattPosted on Google James MacDonaldTrustindex verifies that the original source of the review is Google. Amazing to deal with, customer service is outstanding.Posted on Google Paul RichardsTrustindex verifies that the original source of the review is Google. Brilliant, friendly service from a professional team. That makes the hassle of dealing with mortgages a breeze. A+++++
At Empire Mortgages, we provide expert, whole-of-market mortgage advice tailored to your personal circumstances and long-term goals. Whether you are stepping onto the property ladder or expanding your portfolio, we guide you through the process clearly and confidently.
Securing a mortgage is only part of protecting your home and financial future. At Empire Mortgages, we also provide expert advice on protection and insurance policies designed to safeguard you and your family if the unexpected happens.
Choosing the right mortgage broker can make a significant difference to your experience. At Empire Mortgages, our advisers bring over six decades of combined experience to every case we handle.
We pride ourselves on clear communication, personalised advice, and dependable service from start to finish. Your circumstances, goals, and long-term plans are always at the centre of our recommendations.
With whole-of-market access, we search the wider lending market to find options that suit you. Our focus is not just on securing a mortgage, but on ensuring it remains suitable and sustainable for the future.
Our local knowledge of Dunfermline and the Fife property market allows us to provide practical, relevant advice that reflects real-world conditions.
Recommend a friend who is new to Empire Mortgages and if they then take out their mortgage with us, you’ll each receive £50 worth of vouchers.
As established mortgage brokers in Dunfermline, we support clients throughout Fife, including Kirkcaldy, Glenrothes, Cupar, St Andrews, Leven, and surrounding areas. Our understanding of the local housing market, combined with access to national lenders, ensures our advice is both locally informed and competitively positioned. Whether you are buying in Dunfermline itself or elsewhere in Fife, we provide clear guidance tailored to your location and circumstances.
Click HERE if you have any initial questions. No pressure, find out what your options are and what your monthly costs are likely to be. No jargon either – we promise!
After taking some details we can run through options and progress to a decision in principle from a lender (typically with no hard footprint on your credit file).
Once you are ready get in touch and we can complete the full application from start to finish providing you with support every step of the way. Relax and leave it to us.
Our Specialist Commercial Finance Division
In addition to residential mortgage advice, we are proud to work alongside our sister company, Empire Commercial Lending Ltd, which specialises in commercial finance and property funding solutions.
Empire Commercial provides expert advice for business owners, landlords, and property investors seeking commercial mortgages, development finance, bridging loans, and other specialist funding options. Their team understands the complexities of commercial lending and works closely with clients to structure finance that supports long-term business growth.
By partnering with Empire Commercial, we can ensure clients receive the right expertise whether they require residential mortgage advice or more complex commercial finance solutions. This allows us to offer a complete, joined-up service across both residential and commercial property finance.
If your enquiry relates to commercial property or business funding, you can visit Empire Commercial Lending Ltd.
The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
Empire Mortgages Ltd is an Appointed Representative of PRIMIS Mortgage Network, a trading name of TenetLime Ltd. TenetLime Ltd is authorised and regulated by the Financial Conduct Authority. Tenet Lime Ltd is entered on the Financial Services Register (www.fca.org.uk/register) under reference 150643.
Empire Mortgages Ltd may charge a fee for mortgage advice. The amount of the fee will depend on your circumstances and will be discussed and agreed with you at the earliest opportunity. Our typical fee is £295 payable on receipt of a full mortgage offer.
Registered in Scotland under reference SC545434
Registered office address: Unit 9, Flexspace, Pitreavie Business Park, Dunfermline, KY11 8UU
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
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